How to Apply for Financial Aid

Scholarship Aid

Scholarships are available to all accepted degree-seeking students of the seminary. If you are seeking a certificate or diploma only, you do not qualify for scholarships. Prior to March 1 for the Fall semester and November 1 for the Spring semester, new students must submit all application materials - application, references, and transcripts - and be accepted to the seminary to qualify. In addition, all students (new, continuing, and returning) must complete the NTS General Scholarship/Grant Application and FAFSA by those deadlines.

In general, students must have a 3.0 GPA to be considered for scholarship awards. All new students who submit their applications by the appropriate deadline will be considered for awards. Applications for new and returning students submitted after the deadlines will be considered on a case-by-case basis and awards may or may not be given.

Federal Student Aid

Federal Direct Unsubsidized Loans are available to eligible degree-seeking students enrolled in at least 5 credit hours during the fall and spring semesters. If you are seeking a certificate or diploma only, you do not qualify for federal aid. Federal aid is not distributed for summer courses. If a FAFSA has been filed for the student, eligibility will automatically be calculated and the loan amount will be offered to the student in an official letter sent along with the student’s billing statement.

To secure a Federal Direct Loan, complete the Free Application for Federal Student Aid (FAFSA) online. The NTS Financial Aid Office will contact you after you submit the FAFSA application with information on what additional steps need to be taken to secure a Federal Direct Unsubsidized Loan. If you are a new student and/or new borrower at NTS, you will need to complete Direct Loan entrance counseling and sign a Master Promissory Note at

Semester Loan

For those students who are seeking a payment plan to cover tuition and fees, you may secure a short-term loan. This loan requires the student to pay back to America’s Christian Credit Union the loan amount borrowed by the end of the semester. Contact the Financial Aid Office for more information.

Please keep in mind that for each set of application forms there are different sets of rules, regulations, deadlines, instructions, etc. Please read each carefully and follow all instructions.  Failure to do so could delay the process of your application. Plan ahead: only by meeting the preference dates will you receive prompt consideration. Accurately complete all forms to prevent misinterpreted information. Keep copies of all correspondence & completed forms. Finally, if you have any questions, please contact the Financial Aid Office at NTS for help and clarification.